Coverage Options
Cancer, Heart Attack and Stroke Coverage
A serious diagnosis can bring financial stress on top of health challenges. Critical illness coverage provides a lump-sum cash benefit so you can focus on recovery.
What Is Critical Illness Coverage?
Cancer, heart attack, and stroke insurance — sometimes called critical illness insurance — pays a lump-sum cash benefit directly to you upon diagnosis of a covered condition. Unlike traditional health insurance, there are no restrictions on how you use the money.
Even with Medicare, a serious illness can leave you with significant out-of-pocket costs: deductibles, copays, experimental treatments, travel for specialized care, and lost household income. A critical illness plan helps bridge that gap.
How the Benefit Can Be Used
- Medical out-of-pocket costs: Cover Medicare deductibles, copays, and costs for treatments Medicare does not fully cover.
- Experimental or specialized treatment: Travel to a cancer center or specialist not covered by your plan.
- Everyday living expenses: Mortgage or rent, utilities, groceries, and other bills while you focus on recovery.
- Caregiver support: Pay for in-home care or assistance for a family member who becomes your caregiver.
Want to add critical illness protection?
Jeremy will help you find the right plan to protect you and your family — at no cost to you.